Loan modification bank of America
It is hard to judge a banks loan modification practices by its cover, because a bank as big as bank of America has thousands of different branches. Obviosly there will be a huge varience in the service you get and your overall outcome of your modification depending on where you are located.
However, most branches usually have similar morales, backgrounds, beliefs, and objectives. For example, a bank like Bank of America will treat a loan modificaton differently than a bank like JP Morgan. JP Morgan acted responsibly for the most part over the past 5 years and avoided much of the trouble that other banks, including bank of America has gotten into.
A bank like bank of America might take a loan modification more seriously because every penny counts to them. They might raise the fees that go along with loan modifications, or they could just be a little bit harder to deal with when it comes to negotiating the modification.