Loan modification companies
The best way to avoid being scammed and to have a successful loan modification in general is to pick the right companies/ agents.
Think about it: When you are considering a loan modification you are very vulnerable. You are desperate and poor, that may sound bad, but it is the truth. It is not hard for bad people to take advantage of you for their profit.
The best way to pick the correct loan modification companies is to do your research beforehand. Google the name of the company, that may sound dumb and elementary, but you may be surprised at what you find. Talk to people that you know and trust that know what they are talking about in this field. If they are a local company this will work exceptionally well.
In the end, go with your gut. Never do something if you do not feel good about it inside. Your instincts are powerful! Stay safe!