Missouri loan modification
The bad news: Loan modifications in Missouri are on the rise. Similarly to the rest of the states. Plain and simple, the economy is in its worst place it has been in since the great depression. Unemployment has risen 57%, foreclosures have risen dramatically as well. Missouri is definitely not immune to any of this unfortunately.
The good news: You can do something about it! Just because everyone else is losing their homes does not mean that you have to lose your home. If you put in the work, all the e-mails, research, phone calls… that is necessary during a loan modification then your situation should turn out fairly well. People who take loan modifications more seriously generally have the most success with their situations. If you live in Missouri, more specifically Saint Louis, you should have plenty of resources at your disposal.